It is said that those who fail to plan, plan to fail.  While that might not be quite true there is certainly some truth in it, especially when it comes to finances. If you don’t do at least some financial planning in your life, it is highly unlikely that you will reach your goals. You may think that having a career that pays well is all you need, but most financial advisors will point out the numerous people on high wages that are strapped for cash, simply because they don’t plan their finances.

A mortgage is one of the largest costs most of us will ever have to pay. It takes many years to pay it back and is quite a struggle for some people. Others flounder and fail, losing their home and going bankrupt. This could often have been avoided with advice from a financial planner.

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